CertEdge · Trades & Licensing
Pass the Life Insurance License Exam
Practice with realistic Life Insurance License questions, detailed explanations, exam simulation, and weak-area tracking.
Free 10-question readiness test. No credit card required.
Are you ready for the Life Insurance License exam?
Take a free 10-question readiness test drawn from the Life Insurance License question bank, balanced across its topics. You get a practice readiness estimate and a per-topic breakdown of your strong and weak areas — before you spend a minute studying the wrong thing.
Don't discover your weak areas on exam day. Know what to study next.
Start Readiness TestWhat you get
- 832 realistic practice questions with detailed explanations for every answer.
- Timed exam simulation — 100 questions in 120 minutes, matching the format described in the exam overview below.
- Topic-specific practice across 7 topics, so you can drill exactly where you are weak.
- Weak-area identification — the readiness test and your practice history show which topics need work.
- Progress tracking — pick up where you left off, on any device.
- Personalized study recommendations based on your results.
Open the full Life Insurance License study app — $49 one-time, first questions free.
Exam overview
| Exam code / version | 2026 |
|---|---|
| Category | Trades & Licensing |
| Program | CertEdge |
| Practice questions on CertSight | 832 |
| Timed mock format | 100 questions in 120 minutes |
| CertSight price | $49 one-time — this is CertSight's prep price, not the official exam fee |
| Who it is for | Aspiring life insurance producers preparing for their state Life licensing exam |
| Prerequisites | Pre-licensing coursework (hours vary by state) |
State producer exams vary in length and time by state and test provider; this mock uses a representative 100-question, 2-hour format for the Life line.
Life Insurance License topics
- Life Insurance
- Annuities
- Policy Provisions
- Underwriting
- Regulation
- Insurance Math
- Health Insurance
Try a few questions
Sample questions from the Life Insurance License bank. Answers are checked on the server — nothing is revealed until you answer.
Question 1. The Social Security full retirement age for those born in 1960 or later: what is the correct years?
Question 2. A mother applies for, and will own, a policy on the life of her adult son, who will be the insured. For this third-party application to be acceptable, underwriting will generally require:
Question 3. A policy's rate is $4.50 per $1,000 of coverage. What is the premium for $100,000 of coverage?
How CertSight helps
- Practice with realistic questions and instant explanations.
- Measure with the free readiness test and timed mock exams.
- Identify weaknesses from your per-topic results.
- Improve by drilling your weakest topics first.
- Retest and track your readiness as it grows.
Life Insurance License FAQ
Is there a free Life Insurance License practice test?
Yes. This page offers a free 10-question readiness test — no account or credit card required. You see your score and a per-topic breakdown as soon as you finish.
How many Life Insurance License practice questions does CertSight include?
The full Life Insurance License prep includes 832 practice questions, each with a detailed explanation of the answer.
What is the timed mock exam format?
The timed mock has 100 questions in 120 minutes. State producer exams vary in length and time by state and test provider; this mock uses a representative 100-question, 2-hour format for the Life line.
How much does CertSight cost for Life Insurance License?
Full access to the Life Insurance License prep is $49 — a one-time purchase (no subscription), with lifetime access and free content updates. The first questions are free to try.
Who is this Life Insurance License prep for?
Aspiring life insurance producers preparing for their state Life licensing exam
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Start your free Life Insurance License practice test
10 questions, a readiness estimate, and your weak areas — free.
Start Free Practice Test